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Simplify Your Finances – Infographic
January 30, 2013 By 1 Comment
Tax Preparation Checklist
January 28, 2013 By Leave a Comment
Business Owners New Year’s Resolution: Getting Your Finances Organized
January 18, 2013 By 1 Comment
Small business owners are certainly a group of people that needs to think about getting and remaining organized. If they can manage to do this for their business, then that business will grow, and the employees will be happier. Organization is a goal that most people have, but sadly many do not end up reaching [...]
How to Stay Afloat Financially After Losing Your Job
January 5, 2013 By 2 Comments
The recent economic downturn has affected many businesses and cost employees across the nation their jobs, and when you are one of those who has been let go, you need a plan of action in order to survive. Several practical tips can help you stay afloat financially during this stressful time. Family Involvement Involve the [...]
Financial Goals for the New Year
December 28, 2012 By 1 Comment
The Price of Addiction: What It’s Costing Your Family
December 5, 2012 By Leave a Comment
Abusing a substance, whether it be legal or illegal, can have devastating effects on a person’s body. But, the devastation does not stop here. It can also lead to horrible effects on the abuser’s family’s finances. Continue reading below to learn how a substance abuse problem can completely turn a family’s finances upside down, sometimes [...]
Money Rules To Live By
November 14, 2012 By Leave a Comment
8 Foundational rules of financial education that you need to know and understand in order to take charge of your finances and build true wealth. When it comes to financial literacy among young American’s the numbers look pretty bleak. A study by the National Council on Economic Education, which covered over 20 economic and personal [...]
Ways to Start Investing With Minimal Risk or Money
November 12, 2012 By 1 Comment
Developing good financial habits at an early age will serve you well for the rest of your life. Investing wisely is a skill that everyone should learn. Even if you do not have hundreds or thousands of dollars in your savings account, there are ways that you can still invest. Company Sponsored Retirement Plans If [...]
Saving For College: Traditional & Roth IRA Plans
October 29, 2012 By Leave a Comment
Using a Traditional IRA or a Roth IRA as a savings plan for college expenses. Earlier in this series I discussed using 529 Savings Plans and Cloverdell Education Savings Account (ESA) to help pay for college. In this installment I’ll go over how you can use Individual Retirement Accounts (IRAs) to pay for qualified educational [...]
Choosing The Best College Savings Plan: Coverdell ESA
October 24, 2012 By Leave a Comment
Are you considering investing in your child’s college education? Ever wonder which college savings program is right for your specific financial situation? Well you’ve come to the right place. In part 1, I discussed the 529 College Savings plans. You can read about the 529 college savings plan here: 529 College Savings Plan In today’s post, I will talk [...]
Choosing The Best College Savings Plan: 529 Plans
October 22, 2012 By Leave a Comment
Ever wonder which college savings plan is right for your child? Through the myriad of choices, it can be quite complicated to figure out which plan makes sense to your specific financial situation. In this 3-part series of blog posts, I will talk about the types of college savings plans available. There are generally 3 [...]
Diversifying Time Investments: Why New Business Owners Should Keep Stocks (and a Day Job)
October 19, 2012 By 1 Comment
Starting a new business is exciting, time-consuming, and expensive. You might think it requires all of your time and money, but take a step back from that train of thought. Keep in mind that some opportunities will actually do better if you keep your day job and diversify your current investments. Starting a Franchise Image [...]
Top 5 Reasons Budgets Fail And How To Avoid Them
October 17, 2012 By 2 Comments
3 Essential Financial Conversations You Need To Have Today
October 15, 2012 By Leave a Comment
There are 3 critical discussions you need to have with your spouse or partner to ensure a financially sound and happy home life. Whether you’re newly married or been together for decades these 3 topics are essential and if you’ve haven’t already you should set aside some time to go over and discuss viewpoints on [...]
Practice What You Preach: How Your Poor Financial Planning Affects Your Children
October 10, 2012 By Leave a Comment
Tips On Putting More Savings In Your Piggy Bank
October 8, 2012 By 1 Comment
Life After Bankruptcy: How To Build Your Credit
October 5, 2012 By 3 Comments
While bankruptcy takes an emotional and financial toll on anyone who files, many people recover quite well by following a few simple strategies for avoiding future debt problems. Even though your credit report will show a bankruptcy for up to 10 years on your credit report, that does not mean that your credit score will [...]
Run Your Personal Finances Like a Business – Make Cash-Flow Forecasts
September 28, 2012 By 1 Comment
Personal budgeting is often done in a very haphazard way. If there is a plan, it’s usually a reconciliation-based one. This means that all expenses are accounted for “after-the-fact.” This makes planning for the future impossible. Business could never operate this way because they must be forward-looking. This is especially true of publicly-traded companies. If [...]
How To Budget When You’re Broke
September 26, 2012 By 3 Comments
In today’s tough economy having a strict budget and managing your money is essential. Way too many people are living with budgets that do not reflect their financial situation they are overspending on categories they shouldn’t and then are left with not enough to spend on areas they should. Take a recent study by Nielsen [...]
How To Properly Categorize Your Expenses When You Budget
September 24, 2012 By Leave a Comment
Here’s a quick tip when creating a budget or as I like to call it a financial forecast. The first step to creating a budget is to bring all your expenses together and categorize them. One of the easiest and most intuitive ways to categorize for your budget is by organizing your expenses by time [...]
