Master Your Personal Finances. Build True Wealth. Live A Better Life.
Here we are once again at the beginning of the holiday season and I think one of the greatest things about this time of year is how it makes us slow down a little bit and spend time with family and friends, remembering and counting our blessings. Thanksgiving provides us all with an opportunity to [...]
After we’ve all had our fills at the Thanksgiving feast the time will come to prepare for that other American tradition – Black Friday. It begins the Christmas Shopping Season, millions of Americans will head out to pack the malls, shop like crazy & grab some of the greatest deals of the season. Before you [...]
8 Foundational rules of financial education that you need to know and understand in order to take charge of your finances and build true wealth. When it comes to financial literacy among young American’s the numbers look pretty bleak. A study by the National Council on Economic Education, which covered over 20 economic and personal [...]
Developing good financial habits at an early age will serve you well for the rest of your life. Investing wisely is a skill that everyone should learn. Even if you do not have hundreds or thousands of dollars in your savings account, there are ways that you can still invest. Company Sponsored Retirement Plans If [...]
Millions of consumers the world over have discovered the many benefits of hybrid car ownership. In addition to environmental considerations, these little super-savers have earned quite a reputation as up-and-coming favorites. The Pros of Owning a Hybrid Car Environmental Unquestionably, helping the environment is one of the primary bonuses to driving a hybrid; as a [...]
There are only a handful of ranking factors that determine your renters insurance rate, as opposed to car insurance where the are around a dozen. Nonetheless, it’s always a good idea to know exactly what the carriers are looking at behind the scenes when they come up with all those policy rate numbers. CoverHound has [...]
When it comes to saving money some of your biggest discounts could be hiding right in front of you in plain sight. You could be earning some real savings from your bank, memberships and even Facebook and Twitter. Take a look at some of these discounts and see which ones you have been let slipping [...]
Using a Traditional IRA or a Roth IRA as a savings plan for college expenses. Earlier in this series I discussed using 529 Savings Plans and Cloverdell Education Savings Account (ESA) to help pay for college. In this installment I’ll go over how you can use Individual Retirement Accounts (IRAs) to pay for qualified educational [...]
The economy has been hard on many drivers and made it difficult for many of them to make the required payments on their auto loans. Many lenders have tried to work with their consumers to modify the terms of the loans to make it easier for them to make their payments. Unfortunately, a number of [...]
Are you considering investing in your child’s college education? Ever wonder which college savings program is right for your specific financial situation? Well you’ve come to the right place. In part 1, I discussed the 529 College Savings plans. You can read about the 529 college savings plan here: 529 College Savings Plan In today’s post, I will talk [...]
Ever wonder which college savings plan is right for your child? Through the myriad of choices, it can be quite complicated to figure out which plan makes sense to your specific financial situation. In this 3-part series of blog posts, I will talk about the types of college savings plans available. There are generally 3 [...]
Android is one of the world’s most popular smartphone operating systems. If you own a phone that runs on the platform, you already know how useful it is as you can make and receive unlimited long distance phone. However, Android smartphones offer many additional great phone features that include the usage of apps that can [...]
Starting a new business is exciting, time-consuming, and expensive. You might think it requires all of your time and money, but take a step back from that train of thought. Keep in mind that some opportunities will actually do better if you keep your day job and diversify your current investments. Starting a Franchise Image [...]
There are 3 critical discussions you need to have with your spouse or partner to ensure a financially sound and happy home life. Whether you’re newly married or been together for decades these 3 topics are essential and if you’ve haven’t already you should set aside some time to go over and discuss viewpoints on [...]
The two candidates vying for the Presidency of the United States, Mitt Romney and Barack Obama, offer striking viewpoints on the economic challenges facing the nation. Although there a number of such differences, the two major issues upon which differences appear involve how each candidate would address the nation’s economy and how each candidate views [...]
